Accidents can happen anywhere. Workplaces are no different. There are various ways an employee can get hurt in their workplace, whether they work at a construction site or a four-walled office. Thankfully, the law requires employers to provide compensation to their injured employees in cases of such accidents.
If you have acquired an injury while working, you can get compensation for your medical bills, lost wages, and other damages by filing a workers’ compensation claim. To receive payment, you must follow the proper steps, or you may lose the compensation. A Richmond Workers’ compensation lawyer can help guide you through the process and help you avoid mistakes that may weaken your case.
Report Your Injury To Your Employer
The first and most crucial step in getting compensation is informing your employer about the accident as soon as possible. Most states have a very narrow time limit for notifying your employer about your work injuries.
In Virginia, you need to inform your employer about your injury within 30 days of the accident. Many employers require their workers to tell them about a work injury within 24 hours, but if that is not possible for you, you can do it within 30 days.
Fill The Necessary Paperwork
Your employer will provide you with all the information regarding work-related injuries, benefits, your return to work, etc. They will also provide you with some claim forms that you need to fill out. Your employer will then submit these forms to the insurance company and the state workers’ compensation agency.
After you submit your claim, it will either be approved or denied. If your claim gets approved, the insurance company will contact your employer with payment details. It includes the number of benefits you will receive. If you and your employer do not agree with the offered amount, you can hire a workers’ compensation attorney to negotiate for a larger settlement.
If they deny your claim, you can request a review. Denial of claims often occurs due to missing or incorrect information, which can be fixed by re-submitting the claim. If your claim stands denied even with correct information, you have the right to appeal to the state workers’ compensation board.
It can be tough to pay for medical bills without the help of workers’ compensation. Healthcare is expensive, and they could lose their entire life savings. No one should suffer such consequences of working. To ensure that your claim gets approved, hire a workers’ compensation lawyer today.